CASH ACCOUNT: EARN 3.90% Annual Percentage Yield (APY)

Earn a high APY with no fees via program banks—and get a 0.65% boost for three months when you join as a new client

Get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs, plus get two ATM fee reimbursements (up to $7.50 each) per month

Learn more at wealthfront.com/cash.

AUTOMATED BOND LADDER: LOCK-IN HIGH YIELDS (AND NO STATE TAXES)

Make the most of current rates with a ladder of US Treasuries

Your interest is exempt from state and local income taxes, so you can earn more than most savings accounts and some CDs.

AUTOMATED INVESTING ACCOUNT: EXPERT-BUILT ETF PORTFOLIOS

Hands-off investing made easy

We’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you

We handle the trades, reinvest your dividends, and help to lower your taxes.

INVEST IN STOCKS WITH ZERO COMMISSIONS

Invest directly in the stocks and ETFs that you believe in

Get started for as little as $1.

UPGRADE YOUR S&P 500® INVESTING

Invest directly in the stocks of the S&P 500® and we’ll manage everything for you

We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill.

BUILD YOUR WEALTH IN ONE PLACE

Get a big-picture view of your finances and make sure you’re on track now and into retirement

Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.

The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to buy or sell any security.

Cash Account offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member FINRA/SIPC

Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. *The Annual Percentage Yield (“APY”) on cash deposits as of December 19, 2025, is representative, subject to change, and requires no minimums

We convey funds to program banks who accept and maintain deposits, provide the variable APY, and provide FDIC insurance.

The S&P 500® index is a product of S&P Dow Jones Indices LLC (“SPDJI”) and has been licensed for use by Wealthfront Advisers LLC

Standard & Poor’s®, S&P®, S&P 500®, US 500 and The 500 are trademarks of Standard & Poor’s Financial Services LLC; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Wealthfront Advisers LLC

Wealthfront’s S&P 500 Direct Portfolio is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® index.

The yield earned from U.S

Treasuries is exempt from state and local income taxes

However, interest income from Treasuries is subject to federal income tax

Tax treatment may vary based on your individual circumstances

To understand implications for your specific financial situation, consult a tax professional.

Product images show Wealthfront’s free, software-based financial planning tool, Path, which helps users optimize their finances to meet certain goals

The information provided by the images is for illustrative purposes only and is not investment advice or performance

Users should not rely on this information as a basis of investment, financial, or tax planning decisions.

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